Comments for Dan Rowe's Weblog http://danrowe.wordpress.com Just another WordPress.com weblog Thu, 15 Oct 2009 01:37:55 +0000 http://wordpress.com/ hourly 1 Comment on Qualifying For A Home Loan- Know The Math by Cindy C http://danrowe.wordpress.com/2009/10/14/qualifying-for-a-home-loan-know-the-math/#comment-8 Cindy C Thu, 15 Oct 2009 01:37:55 +0000 http://danrowe.wordpress.com/?p=28#comment-8 I do agree with you...it's hard to find a calculator that takes everything into consideration. This one will also tell a buyer how much they need to lower their debts if they exceed the ratios, so that they can afford the maximum mortgage depending on their income. Definatly the best calculator I've seen so far. I do agree with you…it’s hard to find a calculator that takes everything into consideration. This one will also tell a buyer how much they need to lower their debts if they exceed the ratios, so that they can afford the maximum mortgage depending on their income. Definatly the best calculator I’ve seen so far.

]]> Comment on Qualifying For A Home Loan- Know The Math by Cindy C http://danrowe.wordpress.com/2009/10/14/qualifying-for-a-home-loan-know-the-math/#comment-7 Cindy C Thu, 15 Oct 2009 00:53:23 +0000 http://danrowe.wordpress.com/?p=28#comment-7 Hi Dan, I believe this program does include taxes and insurance in the calculations. Mortgage Insurance is mentioned if a person puts less than 20 percent down, but not calculated. I've found it extremely useful if you have no idea what price range to look in. It's a great tool for realtors that are prequalifying their buyers. Hi Dan, I believe this program does include taxes and insurance in the calculations. Mortgage Insurance is mentioned if a person puts less than 20 percent down, but not calculated. I’ve found it extremely useful if you have no idea what price range to look in. It’s a great tool for realtors that are prequalifying their buyers.

]]> Comment on Qualifying For A Home Loan- Know The Math by danrowe http://danrowe.wordpress.com/2009/10/14/qualifying-for-a-home-loan-know-the-math/#comment-6 danrowe Wed, 14 Oct 2009 20:16:29 +0000 http://danrowe.wordpress.com/?p=28#comment-6 Cindy, Thanks for the heads up, but I have a problem with many of these calculators. I have yet to see one that accurately takes into account factors such as property taxes with or without the homeowner's exemption in Idaho, hazard insurance and mortgage insurance depending on the down payment and type of loan- investor or homebuyer. That's why I say you need a Realtor or lender to help you accurately estimate these parts of the payment. Cindy,

Thanks for the heads up, but I have a problem with many of these calculators. I have yet to see one that accurately takes into account factors such as property taxes with or without the homeowner’s exemption in Idaho, hazard insurance and mortgage insurance depending on the down payment and type of loan- investor or homebuyer. That’s why I say you need a Realtor or lender to help you accurately estimate these parts of the payment.

]]> Comment on Qualifying For A Home Loan- Know The Math by Cindy C http://danrowe.wordpress.com/2009/10/14/qualifying-for-a-home-loan-know-the-math/#comment-4 Cindy C Wed, 14 Oct 2009 19:37:43 +0000 http://danrowe.wordpress.com/?p=28#comment-4 There is an awesome new product that just hit the market that will calculate what home price you can afford based on your current income and debts. They offer a free trial at www.QualifyingForAHome.com . There is an awesome new product that just hit the market that will calculate what home price you can afford based on your current income and debts. They offer a free trial at http://www.QualifyingForAHome.com .

]]>